Laxmi Chalisa is a hymn to Goddess Lakshmi, the goddess of wealth, happiness and good fortune. It begins with the doha “Matu Lakshmi Kari Kripa, Karo Hriday Mein Vaas” and is recited especially on Fridays, Diwali, Dhanteras and Sharad Purnima. It tells how she rose from the churning of the ocean and served Lord Vishnu in every incarnation. Below are the full lyrics in English and Hindi, a simple meaning, the method and benefits.

Laxmi Chalisa lyrics in English
Doha
Matu Lakshmi Kari Kripa, Karo Hriday Mein Vaas.
Manokamna Siddh Kari, Paruvahu Meri Aas.
Soratha
Yahi Mor Ardaas, Haath Jod Vinati Karun.
Sab Vidhi Karau Suvaas, Jai Janani Jagdambika.
Chaupai
Sindhu Suta Main Sumirau Tohi,
Gyan Buddhi Vidya Do Mohi.
Tum Saman Nahin Koi Upkari,
Sab Vidhi Puravahu Aas Hamari.
Jai Jai Jagat Janani Jagdamba,
Sabki Tum Hi Ho Avalamba.
Tum Hi Ho Sab Ghat Ghat Vaasi,
Vinati Yahi Hamari Khaasi.
Jagjanani Jai Sindhu Kumari,
Deenan Ki Tum Ho Hitkari.
Vinvaun Nitya Tumahin Maharani,
Kripa Karau Jag Janani Bhavani.
Kehi Vidhi Stuti Karaun Tihari,
Sudhi Leejai Apradh Bisari.
Kripa Drishti Chitvavo Mam Ori,
Jagjanani Vinati Sun Mori.
Gyan Buddhi Jai Sukh Ki Data,
Sankat Haro Hamari Mata.
Ksheersindhu Jab Vishnu Mathayo,
Chaudah Ratna Sindhu Mein Payo.
Chaudah Ratna Mein Tum Sukhrasi,
Seva Kiyo Prabhu Bani Daasi.
Jab Jab Janm Jahan Prabhu Leenha,
Roop Badal Tahan Seva Keenha.
Swayam Vishnu Jab Nar Tanu Dhara,
Leenheu Avadhpuri Avtara.
Tab Tum Pragat Janakpur Mahin,
Seva Kiyo Hriday Pulkahin.
Apnaya Tohi Antaryami,
Vishwa Vidit Tribhuvan Ki Swami.
Tum Sam Prabal Shakti Nahin Aani,
Kahan Lau Mahima Kahaun Bakhani.
Man Kram Vachan Karai Sevkai,
Man Ichchhit Vanchhit Phal Pai.
Taji Chhal Kapat Aur Chaturai,
Poojahin Vividh Bhanti Manlai.
Aur Haal Main Kahaun Bujhai,
Jo Yah Paath Karai Man Lai.
Tako Koi Kasht Noi,
Man Ichchhit Pavai Phal Soi.
Trahi Trahi Jai Dukh Nivarini,
Trividh Taap Bhav Bandhan Harini.
Jo Chalisa Padhai Padhavai,
Dhyan Lagakar Sunai Sunavai.
Takau Koi Na Rog Satavai,
Putra Aadi Dhan Sampatti Pavai.
Putraheen Aru Sampati Heena,
Andh Badhir Kodhi Ati Deena.
Vipra Bolay Kai Paath Karavai,
Shanka Dil Mein Kabhi Na Lavai.
Paath Karavai Din Chalisa,
Ta Par Kripa Karain Gaurisa.
Sukh Sampatti Bahut Si Pavai,
Kami Nahin Kahu Ki Aavai.
Barah Maas Karai Jo Pooja,
Tehi Sam Dhanya Aur Nahin Dooja.
Pratidin Paath Karai Man Mahi,
Un Sam Koi Jag Mein Kahun Nahin.
Bahuvidhi Kya Main Karaun Badai,
Ley Pariksha Dhyan Lagai.
Kari Vishwas Karai Vrat Nema,
Hoy Siddh Upjai Ur Prema.
Jai Jai Jai Lakshmi Bhavani,
Sab Mein Vyapit Ho Gun Khani.
Tumharo Tej Prabal Jag Mahin,
Tum Sam Kou Dayalu Kahun Nahin.
Mohi Anath Ki Sudhi Ab Leejai,
Sankat Kaati Bhakti Mohi Deejai.
Bhool Chook Kari Kshama Hamari,
Darshan Dajai Dasha Nihari.
Bin Darshan Vyakul Adhikari,
Tumahi Achhat Dukh Sahte Bhari.
Nahin Mohin Gyan Buddhi Hai Tan Mein,
Sab Janat Ho Apne Man Mein.
Roop Chaturbhuj Karke Dharan,
Kasht Mor Ab Karahu Nivaran.
Kehi Prakar Main Karaun Badai,
Gyan Buddhi Mohi Nahin Adhikai.
Doha
Trahi Trahi Dukh Harini, Haro Vegi Sab Traas.
Jayati Jayati Jai Lakshmi, Karo Shatru Ko Naash.
Ramdas Dhari Dhyan Nit, Vinay Karat Kar Jor.
Matu Lakshmi Daas Par, Karahu Daya Ki Kor.
Laxmi Chalisa in Hindi
॥ दोहा ॥
मातु लक्ष्मी करि कृपा, करो हृदय में वास।
मनोकामना सिद्ध करि, परुवहु मेरी आस॥
॥ सोरठा ॥
यही मोर अरदास, हाथ जोड़ विनती करुं।
सब विधि करौ सुवास, जय जननि जगदंबिका॥
॥ चौपाई ॥
सिन्धु सुता मैं सुमिरौ तोही।
ज्ञान बुद्धि विद्या दो मोही॥
तुम समान नहिं कोई उपकारी।
सब विधि पुरवहु आस हमारी॥
जय जय जगत जननि जगदम्बा।
सबकी तुम ही हो अवलम्बा॥
तुम ही हो सब घट घट वासी।
विनती यही हमारी खासी॥
जगजननी जय सिन्धु कुमारी।
दीनन की तुम हो हितकारी॥
विनवौं नित्य तुमहिं महारानी।
कृपा करौ जग जननि भवानी॥
केहि विधि स्तुति करौं तिहारी।
सुधि लीजै अपराध बिसारी॥
कृपा दृष्टि चितववो मम ओरी।
जगजननी विनती सुन मोरी॥
ज्ञान बुद्धि जय सुख की दाता।
संकट हरो हमारी माता॥
क्षीरसिन्धु जब विष्णु मथायो।
चौदह रत्न सिन्धु में पायो॥
चौदह रत्न में तुम सुखरासी।
सेवा कियो प्रभु बनि दासी॥
जब जब जन्म जहां प्रभु लीन्हा।
रूप बदल तहं सेवा कीन्हा॥
स्वयं विष्णु जब नर तनु धारा।
लीन्हेउ अवधपुरी अवतारा॥
तब तुम प्रगट जनकपुर माहीं।
सेवा कियो हृदय पुलकाहीं॥
अपनाया तोहि अन्तर्यामी।
विश्व विदित त्रिभुवन की स्वामी॥
तुम सम प्रबल शक्ति नहीं आनी।
कहं लौ महिमा कहौं बखानी॥
मन क्रम वचन करै सेवकाई।
मन इच्छित वांछित फल पाई॥
तजि छल कपट और चतुराई।
पूजहिं विविध भांति मनलाई॥
और हाल मैं कहौं बुझाई।
जो यह पाठ करै मन लाई॥
ताको कोई कष्ट नोई।
मन इच्छित पावै फल सोई॥
त्राहि त्राहि जय दुःख निवारिणि।
त्रिविध ताप भव बंधन हारिणी॥
जो चालीसा पढ़ै पढ़ावै।
ध्यान लगाकर सुनै सुनावै॥
ताकौ कोई न रोग सतावै।
पुत्र आदि धन सम्पत्ति पावै॥
पुत्रहीन अरु सम्पति हीना।
अन्ध बधिर कोढ़ी अति दीना॥
विप्र बोलाय कै पाठ करावै।
शंका दिल में कभी न लावै॥
पाठ करावै दिन चालीसा।
ता पर कृपा करैं गौरीसा॥
सुख सम्पत्ति बहुत सी पावै।
कमी नहीं काहू की आवै॥
बारह मास करै जो पूजा।
तेहि सम धन्य और नहिं दूजा॥
प्रतिदिन पाठ करै मन माही।
उन सम कोइ जग में कहुं नाहीं॥
बहुविधि क्या मैं करौं बड़ाई।
लेय परीक्षा ध्यान लगाई॥
करि विश्वास करै व्रत नेमा।
होय सिद्ध उपजै उर प्रेमा॥
जय जय जय लक्ष्मी भवानी।
सब में व्यापित हो गुण खानी॥
तुम्हरो तेज प्रबल जग माहीं।
तुम सम कोउ दयालु कहुं नाहिं॥
मोहि अनाथ की सुधि अब लीजै।
संकट काटि भक्ति मोहि दीजै॥
भूल चूक करि क्षमा हमारी।
दर्शन दजै दशा निहारी॥
बिन दर्शन व्याकुल अधिकारी।
तुमहि अछत दुःख सहते भारी॥
नहिं मोहिं ज्ञान बुद्धि है तन में।
सब जानत हो अपने मन में॥
रूप चतुर्भुज करके धारण।
कष्ट मोर अब करहु निवारण॥
केहि प्रकार मैं करौं बड़ाई।
ज्ञान बुद्धि मोहि नहिं अधिकाई॥
॥ दोहा ॥
त्राहि त्राहि दुख हारिणी, हरो वेगि सब त्रास।
जयति जयति जय लक्ष्मी, करो शत्रु को नाश॥
रामदास धरि ध्यान नित, विनय करत कर जोर।
मातु लक्ष्मी दास पर, करहु दया की कोर॥
Meaning of Laxmi Chalisa
Prayer: O Mother Lakshmi, be kind, dwell in my heart and fulfil my wishes. O daughter of the ocean, I remember you — give me knowledge, wisdom and learning. You are the mother of the world, everyone’s support, and you live in every heart.
Her glory: when Lord Vishnu had the ocean of milk churned, fourteen jewels emerged, and you were the most blissful of them. You served the Lord as his devoted companion. Whenever he took an incarnation, you changed your form to serve him — when Vishnu came to Ayodhya as Shri Ram, you appeared in Janakpur as Sita.
The fruit: whoever worships her sincerely, without deceit, and reads or hears this chalisa is not troubled by illness and receives wealth and the joy of children. At the end the devotee asks forgiveness for mistakes and prays for darshan of her four-armed form.
How to recite Laxmi Chalisa
- On Friday morning or evening, bathe and wear clean or red clothes. Keep the home clean — Lakshmi dwells in cleanliness.
- Light a ghee lamp before her picture and offer lotus, rose or red flowers.
- Offer roli, akshat, sindoor and perfume, and kheer, mishri or a white sweet as bhog.
- Chant “Om Shreem Mahalakshmyai Namah” 11 times, then read the chalisa.
- Afterwards sing Om Jai Laxmi Mata and share the prasad.
When to read Laxmi Chalisa
- Fridays — Goddess Lakshmi’s day.
- Diwali Lakshmi Puja and Dhanteras.
- Sharad Purnima (Kojagari) and every Purnima.
- When starting new work, a shop or business.
- Every evening at lamp-lighting time.
7 rules for reading Laxmi Chalisa
- Keep the home and puja place clean; do not leave the home dark in the evening.
- Read with faith and a calm mind.
- Do not get up or talk in the middle.
- Eat sattvic food on Fridays.
- She loves red or pink flowers and the lotus.
- Always do the aarti afterwards.
- Do not insult anyone, especially women — it is believed Lakshmi does not stay there.
Benefits of Laxmi Chalisa
- Believed to bring wealth, happiness and prosperity.
- Financial troubles and debt gradually ease.
- Good fortune and peace grow in the family.
- Brings contentment and positivity.
Also see Om Jai Laxmi Mata Aarti, Ganesh Chalisa and Diwali Lakshmi Puja Vidhi. Read more on Wikipedia.
Frequently asked questions
When should Laxmi Chalisa be recited?
Fridays, Diwali, Dhanteras, Sharad Purnima and every Purnima are auspicious. It can also be recited every evening after lighting a lamp.
What is the first line of Laxmi Chalisa?
It begins with the doha “Matu Lakshmi Kari Kripa, Karo Hriday Mein Vaas” — O Mother Lakshmi, be kind and dwell in my heart — and the first chaupai is “Sindhu Suta Main Sumirau Tohi”.
Who wrote the Laxmi Chalisa?
The name “Ramdas” appears in the closing doha, so by tradition it is attributed to Ramdas.
How is Laxmi Chalisa recited?
On Friday evening, after bathing, light a ghee lamp before Goddess Lakshmi, offer lotus or red flowers and kheer or mishri, read the chalisa and sing Om Jai Laxmi Mata.